योजना कार्ड
अपडेट: 25 अक्टूबर 2026- क्या मिलेगा
- नकद और सामान या सेवा, दोनों तरह की मदद
- किसके लिए
- बच्चेअल्पसंख्यकउम्र 5 साल तकपरिवार की आय Rs. 3 लाख सालाना तक
- आवेदन कैसे
- ऑफलाइन (दफ्तर में फॉर्म जमा)
- अंतिम तिथि
- आधिकारिक सूची में कोई अंतिम तिथि नहीं दी गई
- स्तर
- केंद्र सरकार की योजना, पूरे भारत में
- मंत्रालय / विभाग
- अल्पसंख्यक कार्य मंत्रालय
इस पेज में क्या-क्या है
योजना के बारे में (Scheme Overview)
Loan of upto Rs. 20,00,000/- for domestic courses & Rs. 30,00,000/- for courses abroad under Credit Line-1 and Credit line -2 is extended to beneficiaries belong to minority communities at 3% p.a. & 8% p.a respectively.
Under this scheme of NMDFC, loan is available for job oriented 'technical and professional courses' of durations not exceeding five years. Loan of upto Rs. 20,00,000/- for domestic courses & Rs. 30,00,000/- for courses abroad under Credit Line-1 and Credit line -2 is extended to beneficiaries belong to minority communities at 3% p.a. & 8% p.a respectively. Further, concession of 3% is extended to women beneficiaries under Credit Line-2.
कितना मिलेगा (Benefits)
- Concessional Credit to the beneficiaries among minority communities.
| Scheme type | Centrally Sponsored Scheme |
|---|---|
| Implementing agency | National Minorities Development & Finance Corporation |
| Scheme for | Individual |
| DBT (direct bank transfer) | नहीं |
| Interest rate for female students | 5% per annum under Credit Line-2 |
| Repayment period | Must be completed within five years |
| Loan coverage | Tuition fees, hostel charges, books, and travel expenses |
| Implementation agency | National Minorities Development & Finance Corporation |
कौन ले सकता है (Eligibility)
जल्दी देखें, आपकी स्थिति मेल खाती है या नहीं:
- उम्र: 5 साल तक
- परिवार की आय: Rs. 3 लाख सालाना तक
- सिर्फ अल्पसंख्यक
a) The applicant must be Indian and belong to one of the six notified minority communities (Muslim, Christian, Sikh, Buddhist, Parsi, Jain).
b) The annual family income limit is:
Up to Rs. 3.00 lakh per annum under Credit Line-1.
Up to Rs. 8.00 lakh per annum under Credit Line–2.
c) The applicant must have secured admission to a recognized institution in India or abroad through a merit-based selection or entrance test.
d) The course must be technical or professional, with a duration not exceeding 5 years.
e) The applicant must not have availed financial support for the same course under any other Government scheme.
f) The loan is admissible for tuition fees, hostel charges, books, equipment, and travel (for abroad studies).
g) The applicant must have a co-borrower (parent/guardian) with a verified income certificate.
h) Preference shall be given to female students and candidates from economically weaker sections.
कौन नहीं ले सकता (Exclusions)
- Other than Six Notified minority communities having annual family income of more than Rs. 3.00 Lakhs under credit line 1 and of more than Rs. 8.00 Lakhs under credit line 2.
ज़रूरी कागज़ (Required Documents)
0 / 13 कागज़ तैयार
जो कागज़ आपके पास है, उस पर टैप करके निशान लगाएं। निशान इसी फोन में सेव रहते हैं, कहीं भेजे नहीं जाते।
आवेदन कैसे करें (Application Process)
फॉर्म में नाम, उम्र और बैंक खाते की जानकारी आधार कार्ड के हिसाब से ही भरें।
ऑफलाइन
- NMDFC implements its schemes & programs through State Channelizing Agencies (SCA list: www.nmdfc.org/SCA ) nominated by the respective State Governments & Banking Partners on refinance mode (Presently through Canara Bank & Punjab Grameen Bank).
सवाल-जवाब (FAQ)
What is the objective of NMDFC’s Education Loan Scheme?
The Education Loan Scheme aims to provide concessional credit to minority students for pursuing professional and technical courses in India and abroad to promote employability and skill development.
What is the maximum amount of education loan that can be availed?
Under both Credit Lines, loans are available up to Rs. 20.00 lakh for professional or job-oriented degree courses in India and up to Rs. 30.00 lakh for courses abroad.
What are the interest rates applicable to Education Loans?
Under Credit Line–1, the interest rate is 3% per annum.
Under Credit Line–2, the rate is 8% per annum for male students and 5% per annum for female students.
When does the repayment period begin, and how long is it?
Repayment begins six months after completion of the course or upon obtaining employment, whichever is earlier, and must be completed within five years.
आधिकारिक पोर्टल और कागज़ (Official Portal)
आवेदन, स्टेटस और भुगतान की पक्की जानकारी आधिकारिक पोर्टल पर ही मिलती है। आवेदन खुद करें; अगर कोई मंज़ूरी दिलाने के नाम पर पैसे मांगे, तो वह धोखा है।
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इस पेज पर आधिकारिक सूची की जानकारी जैसी की तैसी है; हमारी टीम ने इसे अभी दोबारा लिखा या जांचा नहीं है। आवेदन से पहले आधिकारिक पोर्टल पर पुष्टि करें।