योजना कार्ड
अपडेट: 25 अक्टूबर 2026- क्या मिलेगा
- नकद मदद, सीधे बैंक खाते में
- किसके लिए
- उद्यमीअनुसूचित जातिअनुसूचित जनजाति
- आवेदन कैसे
- ऑनलाइन
- अंतिम तिथि
- आधिकारिक सूची में कोई अंतिम तिथि नहीं दी गई
- स्तर
- केंद्र सरकार की योजना, पूरे भारत में
- मंत्रालय / विभाग
- सूक्ष्म, लघु और मध्यम उद्यम मंत्रालय
इस पेज में क्या-क्या है
योजना के बारे में (Scheme Overview)
The Bank Loan Processing Fee Reimbursement Scheme comes under the purview of the Ministry of Micro, Small and Medium Enterprises (MSME) of the Government of India.
The "Bank Loan Processing Fee Reimbursement Scheme" is implemented by the Ministry of Micro, Small, and Medium Enterprises under the National SC-ST Hub programme. It provides financial support to SC/ST Micro and Small Enterprises by reimbursing a major portion of bank loan processing fees charged by financial institutions. The scheme covers both fund-based and non-fund-based loans. It reduces the initial financial burden on entrepreneurs and improves their access to institutional credit. The initiative promotes inclusive growth and supports the development of SC/ST-owned businesses.
कितना मिलेगा (Benefits)
- Processing Fee Reimbursement: Up to 80% of the processing fee or Rs. 1,00,000/- (excluding GST and taxes), whichever is lower.
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Infra |
| DBT (direct bank transfer) | नहीं |
| DBT | नहीं |
कौन ले सकता है (Eligibility)
- Applicant should belong to the Scheduled Caste / Scheduled Tribe category.
- He/she should represent/own any MSEs unit.
- MSEs availing loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), and State Finance Corporations will be considered under the scheme.
कौन नहीं ले सकता (Exclusions)
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ज़रूरी कागज़ (Required Documents)
0 / 7 कागज़ तैयार
जो कागज़ आपके पास है, उस पर टैप करके निशान लगाएं। निशान इसी फोन में सेव रहते हैं, कहीं भेजे नहीं जाते।
आवेदन कैसे करें (Application Process)
फॉर्म में नाम, उम्र और बैंक खाते की जानकारी आधार कार्ड के हिसाब से ही भरें।
ऑनलाइन
Step 1: The applicant must visit the official portal of the National SC-ST Hub.
Step 2: The applicant must click on the "Scheme name" and then click on “Sign Up” and register using basic details such as name, email ID, and mobile number.
Step 3: The applicant must create a password and complete the registration process.
Step 4: The applicant must log in using the registered credentials.
Step 5: The applicant must fill in the required details and submit the application online.
सवाल-जवाब (FAQ)
What is "Bank Loan Processing Fee Reimbursement Scheme"?
The Bank Loan Processing Fee Reimbursement Scheme comes under the purview of the Ministry of Micro, Small and Medium Enterprises (MSME) of the Government of India.
What are the scheme benefits ?
The assistance under this scheme for reimbursement of Bank Loan Processing Fee is limited to 80% of the fee or Rs. 1,00,000 (excluding GST and other applicable taxes) whichever is less. The benefits under the scheme can be availed only after disbursement of business loans in a financial year.
Who can get the scheme benefits?
1. Applicant should belong to the Scheduled Caste / Scheduled Tribe category.
2. He/she should represent/own any MSEs unit.
3. MSEs availing loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), and State Finance Corporations will be considered under the scheme.
Is there a limitation on availing the benefits of this scheme?
No. The benefits can be availed multiple times in a financial year by SC/ST MSEs, but the financial assistance shall be restricted to the ceiling which is Rs. 1,00,000 (excluding GST and other applicable taxes)
What kind of loans are eligible for benefits under the scheme?
SC/ST MSEs who avail loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs) and State Finance Corporations may be considered under the Scheme where loan processing fee is charged by such banks/NBFCs/State Finance Corporations.
Is there a limitation on availing the benefits of this scheme?
No. The benefits can be availed multiple times in a financial year by SC/ST MSEs, but the financial assistance shall be restricted to the ceiling which is Rs. 1,00,000 (excluding GST and other applicable taxes).
What kind of loans are eligible for benefits under the scheme?
SC/ST MSEs who avail loans from any Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs) and State Finance Corporations may be considered under the Scheme where loan processing fee is charged by such banks/NBFCs/State Finance Corporations.
How should I apply to avail benefit under the scheme?
You may apply online on National SC-ST website www.scsthub.in or visit the nearest CSC-VLEs to apply online.
Whether I can club this scheme benefit with another scheme?
Clubbing this scheme with any other scheme is not permitted. Any SC-ST MSE availing reimbursement under this scheme can not avail reimbursement of bank loan processing fees, from any other scheme of government or private agencies.
आधिकारिक पोर्टल और कागज़ (Official Portal)
आवेदन, स्टेटस और भुगतान की पक्की जानकारी आधिकारिक पोर्टल पर ही मिलती है। आवेदन खुद करें; अगर कोई मंज़ूरी दिलाने के नाम पर पैसे मांगे, तो वह धोखा है।
scsthub.in पर जाकर आवेदन करेंआधिकारिक वेबसाइट, नई विंडो में खुलेगी- दिशानिर्देशscsthub.in, PDF
ragacovas.com किसी सरकारी विभाग, मंत्रालय या बैंक से जुड़ी वेबसाइट नहीं है। आवेदन सिर्फ योजना के आधिकारिक पोर्टल या दफ्तर में करें, और मंज़ूरी दिलाने का वादा करने वाले किसी व्यक्ति को पैसे न दें।
इस पेज पर आधिकारिक सूची की जानकारी जैसी की तैसी है; हमारी टीम ने इसे अभी दोबारा लिखा या जांचा नहीं है। आवेदन से पहले आधिकारिक पोर्टल पर पुष्टि करें।